What is it?
An auto loan interest rate determines the total cost of your financing. The lower the rate, the less you pay. We compare rates from 18+ institutions (banks, credit unions, specialized lenders) to find the best for your profile.
Why choose us
18+ institutions
We compare for you
Best rate negotiated
Even with bad credit
Free calculator
Estimate your payments
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
What is the average auto loan interest rate in Quebec City?▼
Rates range from 6% to 18% depending on your credit profile. For good credit, expect 6-9%; for bad credit, 10-18%. We negotiate the best rate for you in Quebec City.
How do I get a lower rate with bad credit?▼
A down payment, a co-signer and a shorter loan reduce the rate. Our advisors in Quebec City optimize your file for the lowest possible rate.
Is the rate fixed or variable in Quebec City?▼
Most of our auto loans are fixed-rate — your monthly payment never changes. It is safer for your budget in Quebec City.
Can I renegotiate my rate later?▼
Yes. After 12-18 months of on-time payments, your credit improves and you can refinance at a lower rate in Quebec City.
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Credit Solutions
Specialized credit