2nd Chance Auto Credit in Quebec City
99% Approved — 2nd Chance Credit — no matter your credit.
Looking for a 2nd chance at auto credit in Quebec City? Even with bad credit, a past bankruptcy or late payments, Prêt Auto Québec helps you get auto financing and rebuild your credit file.
What is it?
2nd chance auto credit is financing designed for people whose credit history is imperfect. Rather than turning you down, our specialized lenders assess your current situation — stable income, residence and repayment capacity — to offer you a suitable auto loan.
Why choose us
99% Approved
No matter your credit history
$0 Down
No down payment in most cases
Credit rebuilt
Every on-time payment improves your score
Our process
Online application
Fill out the form in a few minutes
File review
We find the best lender for you
Approval
Response in 24-48h, 99% approved
Hit the road
Choose your vehicle and drive
Frequently asked questions
How long after a bankruptcy can I get an auto loan in Quebec City?▼
Can I get 2nd chance credit with no down payment in Quebec City?▼
Does 2nd chance credit improve my score?▼
What rate can I expect for a 2nd chance loan in Quebec City?▼
Other services in Quebec City
3rd Chance Credit
Bankruptcy
Consumer Proposal
No Down Payment
Other cities
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Specialized credit