$0 down required

No Down Payment Auto Loan

No cash saved up? No problem. At Prêt Auto Québec, most of our clients get their auto financing with no down payment at all, no matter their credit situation.

Why finance with no down payment with us

$0 down payment

Drive without having to save for months before buying.

All credit accepted

Good credit, bad credit or no history, we have a solution.

Fast approval

24-48h response, no matter your down payment.

Payments that fit your budget

A monthly payment calculated around your real budget.

Frequently asked questions

Is it really possible to finance a car with no down payment?▼
Yes. In most cases, our partner lenders accept $0 down financing if your income is stable.
Does a no down payment loan cost more?▼
The rate may be slightly higher, but it is often more advantageous than delaying your purchase.
Is this available even with bad credit?▼
Yes, we often combine our 2nd, 3rd and 4th chance credit solutions with $0 down financing.

Ready to drive with no down payment?

Apply online now, free and with no obligation.

Learn more