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EVERYWHERE IN QUEBEC - FREE - CONFIDENTIAL

Quebec Auto Loan

At Prêt Auto Québec, we offer solutions tailored to clients with good or bad credit, one or more bankruptcies, a consumer proposal, late payments, default, one or more voluntary remissions, or experiencing a situation such as a divorce or separation.

With a network of more than 20 financial institutions and numerous dealerships across Quebec, we offer options such as in-house auto financing and customized plans. Our team of experts, recognized among the best in Canada, is here to support you and find the solution that perfectly meets your needs. Complete a free quote request online.

  • Good credit, bad credit, voluntary surrender, bankruptcy, consumer proposal, divorce, separation, welfare, new arrival, etc.

  • Approval rate at 99%.

  • 1st, 2nd, 3rd and 4th chance credit.

  • With or without down payment.
  • Private lender available.
  • More than 1000 used vehicles in inventory.
  • More than 18 financial institutions.
  • More than 25 years of experience.
  • A free service, everywhere in Quebec.

Get your car loan now.

Trust a team dedicated to obtaining your car loan.

Experience.

Over 25 years of experience in financing.

Transparency.

We work together to obtain your car loan.

Speed.

Approval in less than 24 business hours, depending on your credit file.

A summary of Prêt Auto Québec services. 

Discover Prêt Auto Québec, your trusted partner for car financing. We are here to help you get the car loan that fits your needs, even if you have a difficult credit history. Explore our range of flexible and affordable solutions, and be sure to watch our video to learn more about our services.

Car financing that meets your needs.

Looking for car financing that perfectly fits your needs? Look no further! At Prêt Auto Québec, we are committed to providing you with exceptional car financing service, tailor-made to meet your individual requirements. Here are just a few of the many benefits you can expect when you choose Prêt Auto Québec for your next new or used vehicle purchase.

Car loan for regular credit.

Regular credit means that your credit history is good or even excellent.

Regular credit.

Car loan for second chance credit.

Second chance means that your credit file is not accepted for regular credit. Your credit file therefore has anomalies.

Second chance credit.

Car loan for third chance credit.

Third chance means that your credit report is not accepted for a second chance. Your credit report therefore has anomalies that are not accepted for a second chance.

Third chance credit.

Car loan for fourth chance credit.

Fourth chance means that your credit report is not accepted for third chance. Your credit report therefore has anomalies that are not accepted for 3rd chance.

Fourth chance credit.

Car loan with a private lender.

Private financing is an alternative offered by our partners that can facilitate your approval in the event of refusal by other alternatives such as 2nd, 3rd and 4th chance credit.

Private funding.

Need more information about car financing?

Visit our auto loan page for more information.

Check out our blog on auto financing.

Three simple steps to get your car loan.

Here is a brief description of the three steps to obtain your car loan with Prêt Auto Québec.

Prêt Auto Québec

Request for quote

Start by filling out a quote request online or in person with Prêt Auto Québec. You will provide information about your financial situation and your auto loan preferences. Our team will then evaluate your request and provide you with a proposal tailored to your needs.

Prêt Auto Québec

Approval of your car financing

Once you submit your application, our team will assess your eligibility and approve your car financing. We will promptly notify you of the decision and the terms of your approved loan.

Prêt Auto Québec

Choose your vehicle from our inventory

Once your financing is approved, you will be able to choose your vehicle from our vast inventory of high-quality new and used cars. We will help you find the vehicle that fits your needs and budget, and we will take care of all the necessary formalities to finalize the purchase.

The advantage of contracting Prêt Auto Québec to obtain your automobile financing and purchase your vehicle.

We are your trusted partner for simple, transparent and advantageous car financing. With our specialized expertise in car financing, a large network of partners and personalized service, we are determined to offer you the best conditions on the market for your car loan. Discover how our simple and transparent process and our large network of dealership partners can help you realize your car dream in the greater Quebec City area.

Faiteconfionce

Trust Prêt Auto Québec to obtain fast, transparent and advantageous car financing. We are here to help you realize your automotive dream in the best possible conditions.

Specialized expertise

Our extensive network of partners includes the largest financial institutions in Canada as well as several partners for specialized and private credit. This diversity allows us to offer you a variety of financing options adapted to your financial situation.

Large network of partners

With specialized expertise in automotive financing, we are equipped to meet your needs whether you have regular credit or are looking for specialized credit options, such as 2nd, 3rd and 4th chance credit.

Simple and transparent process

We believe in transparency and simplicity. Our loan application process is simple and clear, guiding you through each step so you can understand and navigate the financing process easily.

Personalized service

At Prêt Auto Québec, we offer you personalized service. We take the time to understand your needs and financial goals to offer you tailor-made solutions that fit your unique situation.

Best market conditions

By working with a large network of partners, we ensure that we offer you the best conditions on the market for your car loan. We negotiate the most competitive interest rates and the most advantageous conditions for you.

Dealer Partner Network

We also have an extensive network of dealership partners throughout the greater Quebec City area. This gives you access to a wide selection of quality vehicles and makes the process of purchasing your next car easier.

Get the best interest rate for your car loan.

Get the best interest rate for your car loan with Prêt Auto Québec. We are your trusted partner to find advantageous car financing solutions, adapted to your needs. With our specialized expertise in the field, a large network of financial partners and personalized service, we are determined to offer you the most competitive conditions on the market. Trust our team to obtain the financing you need to realize your automotive dream.

A team dedicated to getting you your financing and your vehicle quickly.

Efficiency and speed in obtaining your car financing and new vehicle is well understood within our team. That is why we are dedicated to making the process as quick and smooth as possible, allowing you to get behind the wheel of your desired car without unnecessary delay.

Choose Prêt Auto Québec, a team that understands the urgency of your need to drive. We are committed to getting you your car loan at the best price. interest rate , according to your credit file and your vehicle quickly, so you can enjoy the road without waiting.

teampicture

18+

Financial partners.

25+

Number of years of experience.

1200+

Credit applications completed per year.

quotes

Trust in obtaining a car loan and purchasing a vehicle for our customers is of paramount importance to our team. We understand that these steps represent crucial moments in our customers' lives. That is why we are committed to establishing a partnership based on transparency, reliability and satisfaction.

Your trust is our priority, and we do everything we can to ensure a smooth, safe process that is tailored to your individual needs. We are proud to be the trusted partner that supports you in the realization of your automotive projects.

The Prêt Auto Québec team.

4.8

Thousands of customers have trusted us to obtain their car loan and purchase their vehicle.

Transparence
fiabilite
integrite
confidentialite
personnalise

Join the Prêt Auto Québec family on Facebook!

Are you passionate about the automotive world and looking for expert advice on financing your next car? Join the Prêt Auto Québec family on Facebook and share your passion with us.

Whether you're looking for car financing advice, maintenance tips or just lively discussions about the latest models for sale, our Facebook page is the perfect place to connect with other enthusiasts.

By joining our family on Facebook, you will also have access to exclusive information, special offers and exciting events. It is an opportunity to stay connected, ask your questions and share your own discoveries with a community that shares the same passion as you.

So, what are you waiting for? Click on 'Join' and become part of the Prêt Auto Québec family on Facebook. Together, let's share the automobile road in a friendly and enriching atmosphere!

Get your car loan now.

Approval rate at 99%.

1st, 2nd, 3rd and 4th chance credit.

Private lender available.

More than 1000 used vehicles in inventory.

More than 18 financial institutions.

More than 25 years of experience.

A free service, everywhere in Quebec.

“It’s really nice to see the happiness a customer feels when they receive their credit approval and take possession of their vehicle. It shows how much our work is appreciated by our customers. In the end, it’s a team effort!”

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