Free tool

Free Auto Loan Calculator

Estimate your monthly payment

Calculate your monthly payment in seconds. Estimate the real cost of your auto financing with our free, transparent online tool.

Calculate your monthly payment

Monthly payment calculator

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Vehicle price

$25,000

Taxes (14.975%)

$3,744

Financed amount

$28,744

Estimated interest

$7,891

Estimated monthly payment

$610.58

Interest rate: 9.99% • Taxes: 14.975% • Term: 60 months

This is an estimate. Contact us for an exact quote.

This auto loan calculator provides a free estimate based on the parameters you enter. Final interest rates and terms may vary based on your credit file.Contact us for an exact quote.

Benefits of our auto loan calculator

Our calculation tool is simple, free and transparent to help you plan your car purchase.

Instant calculation

Get a real-time estimate of your monthly payment.

Taxes included

All calculations include the 14.975% tax for an accurate estimate.

Flexible term

Choose between 24 and 84 months based on your budget and preferences.

Features of the auto loan calculator

All the parameters for a realistic estimate of your auto financing.

9.99%

Default interest rate

Estimated rate for your calculations. The final rate depends on your credit file and will be determined after approval.

14.975%

QC taxes included

All calculations automatically include the Quebec sales tax for an accurate estimate.

24-84 mo

Flexible term

Choose a term between 24 and 84 months based on your ability to pay and your preferences.

Frequently asked questions

Find answers to the most common questions about auto financing.

What interest rate is used in the calculator?▼
The calculator uses an estimated rate of 9.99% per year. The final rate will depend on your credit profile and financing file. Contact us for a personalized quote.
Are taxes included?▼
Yes, all calculations automatically include the Quebec sales tax of 14.975%. The amount shown is therefore the real cost of financing.
Can I increase my down payment?▼
Absolutely! The higher your down payment, the less you will need to finance and the lower your monthly payment will be.
What is the maximum financing term?▼
The maximum term is 84 months (7 years). Minimum terms vary based on your profile, but generally 24 months minimum.
Are there any hidden fees?▼
No. The calculator shows an honest estimate including price, taxes and interest. Other fees may apply (insurance, registration) depending on your file.
How can I get an exact quote?▼
After submitting your application or exploring our vehicles, contact us at 877-338-8113 or info@pretautoquebec.ca for a personalized quote.

How to use our auto loan calculator?

Three simple steps to estimate your monthly payment.

1

Enter the car price

Enter the price of the vehicle you are considering buying.

2

Customize the parameters

Adjust the down payment, term, and rates based on your financial situation.

3

Get your estimate

View your estimated monthly payment and the full financing details.

Find your perfect car

Use our auto loan calculator to evaluate your budget, then explore our inventory of 300+ vehicles.