Tailored solutions

Auto Loan with Social Assistance Income

Do you receive social assistance or social solidarity benefits and need a car? This income can be considered in your financing file. Our advisors review your whole situation, not just your income source.

Our solutions for social assistance recipients

Social assistance income considered

Your benefits can be factored into your payment capacity analysis.

Personalized review

Every file is reviewed based on your real situation, not just a number.

Co-signer possible

A co-signer can strengthen your file and improve your terms.

Flexible down payment

Options adapted even with a limited down payment.

Frequently asked questions

Can I get an auto loan if my only income is social assistance?▼
It's harder, but possible depending on the amount, income stability, and the rest of your file. A co-signer or extra income helps a lot.
What documents do I need to provide?▼
Proof of benefits (social solidarity statement), ID, and your banking information.
Will the interest rate be higher?▼
Possibly, since the perceived risk is greater, but we always look for the best option available for your situation.

Ready to apply?

Fill out our free online form with no commitment — we review your full file.

Learn more