What is it?
2nd chance auto credit is financing designed for people whose credit history is imperfect. Rather than turning you down, our specialized lenders assess your current situation — stable income, residence and repayment capacity — to offer you a suitable auto loan.
Why choose us
99% Approved
No matter your credit history
$0 Down
No down payment in most cases
Credit rebuilt
Every on-time payment improves your score
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
How long after a bankruptcy can I get an auto loan in Lévis?▼
Generally 2 years after your bankruptcy discharge. We also have solutions for more recent bankruptcies for Lévis residents.
Can I get 2nd chance credit with no down payment in Lévis?▼
Yes. In most cases, no down payment is required. Apply online and an advisor serving Lévis will contact you.
Does 2nd chance credit improve my score?▼
Yes. Every on-time payment is reported to credit agencies and rebuilds your file. In 2-3 years, you can access standard rates.
What rate can I expect for a 2nd chance loan in Lévis?▼
Rates range from 8% to 18% depending on your profile. The more stable your situation, the better the rate we can negotiate for you in Lévis.
Other services in Lévis
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Credit Solutions
Specialized credit