Local financing · Montreal
Consumer Proposal Auto Loan in Montreal
99% Approved — Consumer Proposal — no matter your credit.
You are in a consumer proposal and believe an auto loan is impossible in Montreal? Prêt Auto Québec has financing solutions even during an active proposal, for Montreal residents.
What is it?
A consumer-proposal auto loan is financing for people in a proposal (active or discharged). Our specialized lenders assess your income and repayment capacity to offer you a vehicle while rebuilding your credit.
Why choose us
Active proposal OK
Even ongoing, solutions exist
Credit rebuilt
An auto loan speeds up your recovery
99% approved
No matter your situation
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
Can I get an auto loan during my proposal in Montreal?▼
Yes. With a co-signer and a down payment, an auto loan is possible even during an active proposal in Montreal.
Does an auto loan affect my consumer proposal?▼
No, a new auto loan does not cancel your proposal. Properly managed, it demonstrates your repayment capacity and rebuilds your credit.
Is a down payment required with a proposal in Montreal?▼
A down payment increases your chances and lowers the rate, but is not always mandatory. A Montreal advisor will assess your file.
What rate with a consumer proposal?▼
Rates are higher (10-18%) given the risk, but every on-time payment improves your credit and gives you access to better rates.
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Credit Solutions
Specialized credit