What is it?
A newcomer auto loan is financing for recent immigrants with no Canadian credit history. Our lenders assess your employment contract, income and stability rather than a non-existent score, to offer you a vehicle.
Why choose us
No Canadian credit
No history required
Credit built
Your first loan establishes your history
With employment contract
A stable job is enough
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
Can I get an auto loan with no credit history in Laval?▼
Yes. With an employment contract and stable income, you can get financing in Laval even with no Canadian credit history at all.
What documents for a newcomer in Laval?▼
Driver's license (or passport), employment contract or pay stubs, proof of residence in Laval, and ideally a Canadian bank account.
Does a newcomer auto loan build my credit?▼
Yes. It is one of the best ways to establish your Canadian credit history. Every on-time payment is reported to agencies.
Is a down payment required as a newcomer in Laval?▼
Not always, but a down payment increases your chances. A Laval advisor will assess your situation with no obligation.
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