What is it?
In-house financing is a loan where the dealer lends directly, without going through a bank. No bank credit check — approval is based on your income and repayment capacity. Ideal for files refused everywhere.
Why choose us
No bank refusal
The dealer finances directly
All credit accepted
2nd, 3rd, 4th chance
Fast approval
Often same day
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
What is the difference between in-house and bank financing in Laval?▼
In-house financing is granted directly by the dealer, with no bank credit check. Approval is based on your income. Ideal for files refused in Laval.
Is the rate higher with in-house financing?▼
Yes, generally (12-22%) given the risk. But it is often the only option after several refusals, and every payment rebuilds your credit in Laval.
Can I switch to bank financing later in Laval?▼
Yes. After 12-18 months of on-time payments, your credit improves and you can refinance with a bank at a lower rate in Laval.
What documents for in-house financing in Laval?▼
ID, proof of income and proof of residence in Laval. No bank credit check required.
Other services in Laval
Other cities
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Credit Solutions
Specialized credit