What is it?
A no-down-payment auto loan is financing where no cash is required at signing. You finance the full vehicle amount. Our specialized lenders accept these files even with imperfect credit, for Quebec residents.
Why choose us
$0 down
No down payment at signing
100% financing
You finance the full vehicle amount
All credit
Even with bad credit
Our process
1
Online application
Fill out the form in a few minutes
2
File review
We find the best lender for you
3
Approval
Response in 24-48h, 99% approved
4
Hit the road
Choose your vehicle and drive
Frequently asked questions
Really no down payment required in Gatineau?▼
In most cases, yes, $0 down. A down payment is only required for some difficult files. A Gatineau advisor will confirm your eligibility.
Is the rate higher without a down payment?▼
Legally, without a down payment the risk is higher so the rate may be too. But we negotiate with 18+ institutions to get you the best possible rate in Gatineau.
Can I trade in my old car in Gatineau?▼
Yes. A trade-in counts as a down payment and lowers your rate. We evaluate your trade-in for free in Gatineau.
What income is accepted with no down payment?▼
Salary, self-employment, social assistance, retirement, CSST. As long as you have stable income, a no-down-payment loan is possible in Gatineau.
Other services in Gatineau
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Learn more
Credit Solutions
Specialized credit