Student special

Auto Credit for Students

Are you a student who needs a car for school or work? A lack of credit history should not hold you back. We have financing solutions designed for Quebec students.

Our solutions for students

No history required

A first auto loan is possible even with no credit file.

Co-signer accepted

A parent or guardian co-signer improves your approval chances.

Flexible payments

Monthly payments tailored to a student budget.

Build your credit

Every on-time payment builds your credit history.

Student questions

Can I get an auto loan with no credit history?▼
Yes, especially if you have income (part-time job) or a co-signer with good credit.
Do I need a job to be approved?▼
Stable income helps a lot, but a co-signer can offset limited student income.
Is student financing more expensive?▼
The rate may be slightly higher with no history, but improves quickly with your payments.

Ready for your first car?

Apply online, free and fast, tailored to your student situation.

Learn more