Get your car loan with Desjardins.

To get the best terms for your car loan at Desjardins, contact Prêt Auto Québec. Our team of experts is dedicated to providing you with personalized service and guiding you through each step of your financing application. Take advantage of competitive interest rates, sound financial advice and personalized support to make your vehicle purchase project a reality. With Prêt Auto Québec, simplify your procedures and ensure the best terms for your car loan.

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Competitive rates for all types of vehicles.

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One of the most attractive aspects of Desjardins auto loans is undoubtedly their competitive interest rates. Whether you are looking for a new car, a used vehicle, or even a more specialized model like an electric or hybrid vehicle, Desjardins offers advantageous financing terms that adapt to your specific needs.

Favorable interest rates for new vehicles

When purchasing a new vehicle, it is essential to benefit from favorable financing conditions to minimize long-term costs. Desjardins offers interest rate particularly competitive for new cars, allowing you to make substantial savings over the life of your car loanThese attractive rates are designed to make the purchase of your new vehicle more accessible and to facilitate repayment.

Advantageous financing for used vehicles

Buying a used vehicle can be a great way to save money while getting a reliable, high-performance vehicle. Desjardins understands this dynamic and offers interest rate competitive rates for auto loans dedicated to used vehicles. Thanks to these advantageous rates, you can finance the purchase of your used car without worrying about high interest costs, making your investment even more profitable.

Special conditions for electric and hybrid vehicles

With growing awareness of the importance of the environment and the long-term economic benefits of electric and hybrid vehicles, Desjardins encourages buyers to opt for greener options. Preferential interest rates and special financing terms are often available for these types of vehicles, which encourages consumers to make more sustainable choices without compromising their finances. By opting for a Desjardins auto loan for an electric or hybrid vehicle, you not only benefit from advantageous financial terms, but you also contribute to a greener future.

Flexibility and adaptability of rates

Desjardins knows that every borrower has different needs and repayment capacities. That’s why they offer great flexibility in their interest rates, allowing clients to choose terms that fit their personal financial situation. Whether you prefer a fixed rate for added security or a variable rate to potentially reduce your costs based on market fluctuations, Desjardins offers options that adapt to your preferences.

Conclusion

In summary, Desjardins stands out for its competitive interest rates that cover a wide range of vehicles, whether new, used, electric or hybrid. These advantageous conditions make financing your car more accessible and allow you to make significant savings. Thanks to this flexible approach, adapted to each type of vehicle, Desjardins offers you peace of mind and the possibility of choosing the car loan that best suits your needs and your budget.

Flexible financing solutions.

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Desjardins understands that every borrower has unique financial needs and different repayment capacities. That’s why they’ve developed flexible financing solutions for their auto loans, allowing each client to find an option that perfectly fits their situation. Here’s how Desjardins offers financing solutions tailored to your needs.

Custom loan duration 

One of the key features of Desjardins auto loan flexibility is the ability to customize the term of your loan. You can choose a repayment period that fits your budget and financial preferences. Whether you want to pay off your loan quickly to reduce interest costs or spread out your payments over a longer period for more affordable monthly payments, Desjardins offers you this freedom of choice.

  • Short term repayment: Choosing a shorter repayment term can help you own your vehicle faster and reduce the total amount of interest paid. This is a great option for those who have the financial ability to afford higher monthly payments.
  • Long term repayment: If you prefer lower monthly payments, you can choose a longer repayment term. This can make the loan more manageable on a day-to-day basis, while still allowing you to enjoy your new vehicle right away.

Early Repayment Options

Desjardins also offers prepayment options, allowing you to repay your loan early without penalty. If you have an unexpected cash inflow, such as a bonus or inheritance, you can use these funds to reduce the balance of your car loan. This helps you save on interest in the long run and become a vehicle owner sooner.

Payment flexibility

To accommodate life’s unexpected events, Desjardins offers increased payment flexibility. If you’re going through a financially difficult time, you can talk to Desjardins about payment deferral options or changing your repayment plan. This flexibility helps ensure you can continue to manage your finances without undue stress.

Combination of financial products

Desjardins also allows you to combine several financial products to optimize your car loan. For example, you can bundle your car loan with other types of financing or banking services to get even more advantageous terms. This integrated approach can simplify the management of your finances and offer you reduced interest rates or other exclusive benefits.

Personalized financial advice

As a Desjardins client, you have access to experienced financial advisors who can help you develop a customized financing plan. These experts can analyze your financial situation, discuss your goals and offer you tailored solutions. Whether you need advice on loan term, prepayment options or combining financial products, Desjardins is here to guide you.

Conclusion

By offering flexible financing solutions, Desjardins ensures that each client finds a car loan that perfectly matches their needs and financial capabilities. With customizable loan terms, prepayment options, flexible payments, the ability to combine multiple financial products and access to personalized financial advice, Desjardins offers an unrivaled car financing experience. This flexibility and adaptability allow clients to manage their finances effectively and achieve their vehicle purchasing goals with confidence and peace of mind.

Personalized service for a hassle-free experience.

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At Desjardins, customer service is a top priority. Every car loan application is handled with special care to ensure a smooth and stress-free experience for customers. Here’s how Desjardins offers personalized service that makes every step of your car financing journey easier.

Dedicated and experienced advisors

From the beginning of your loan application, you are supported by dedicated and experienced financial advisors. These experts understand the complexities of car financing and are here to guide you through the process. Their goal is to ensure that you understand all of your options and choose the loan that best suits your needs.

  • Active listening: Desjardins advisors take the time to understand your financial situation, your goals and your preferences. This active listening allows them to offer you perfectly adapted financing solutions.
  • Clear explanations: They provide you with clear and detailed explanations of the terms and conditions of your loan, helping you make informed decisions.

Simplified application process

Desjardins has simplified the car loan application process to make it as easy and fast as possible. Whether you choose to apply online, by phone or in person, you benefit from an intuitive and user-friendly user journey.

  • Online request: The Desjardins website offers a secure and easy-to-use platform to submit your car loan application in just a few clicks. You can track the status of your application in real time and receive regular updates.
  • Telephone assistance: If you prefer to discuss your request by telephone, Desjardins advisors are available to answer your questions and help you complete your request.
  • Meet in person: For those who prefer face-to-face interaction, Desjardins offers in-person appointments with an advisor at one of their many branches.

Ongoing monitoring and support

Desjardins’ personalized service doesn’t stop with your loan approval. You benefit from ongoing monitoring and support throughout the term of your loan.

  • Regular monitoring: Desjardins advisors stay in touch with you to make sure everything goes smoothly and that you are satisfied with your car loan. They are available to answer all your questions and resolve any problems.
  • Proactive support: If your financial situation changes, advisors can suggest adjustments to your repayment plan to help you manage your finances more effectively.

Personalization of offers

Desjardins recognizes that every customer is unique. They therefore offer personalized offers to ensure that each car loan is perfectly suited to individual needs.

  • Tailor-made offers: Depending on your financial profile, Desjardins can offer you tailor-made offers that include preferential interest rates, flexible payment options and adapted repayment periods.
  • Financial advice: In addition to helping you with your auto loan, advisors can provide general financial advice to improve your overall financial health.

Conclusion

By providing personalized and attentive service, Desjardins transforms the car loan application process into a hassle-free experience. With dedicated advisors, a simplified application process, ongoing monitoring and tailored offers, Desjardins ensures that each client feels supported and well-informed at every step. This customer-centric approach helps make purchasing your vehicle not only achievable, but also enjoyable and stress-free.

Fast and simplified approval

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One of the great things about choosing Desjardins for your car loan is how fast and easy their approval process is. Desjardins has effective systems and procedures in place to ensure your loan application is processed quickly and without complications. Here’s how they make your car loan approval as smooth as possible.

Intuitive online application process

Desjardins offers an online car loan application process that is both simple and secure. In just a few clicks, you can submit all the necessary information without having to leave your home.

  • Simplified application form: The online application form is designed to be easy to understand and complete. It guides you step-by-step through the required information, minimizing errors and backtracking.
  • Downloading documents: You can easily upload the necessary documents directly from your computer or smartphone. This includes IDs, proof of income and other relevant documents.

Quick response

Desjardins' efficiency doesn't stop with the submission of your request. Once you have sent your request, it is processed quickly by the Desjardins team, allowing you to get a response as soon as possible.

  • Automated processing: Desjardins uses automated systems to quickly process auto loan applications. This helps speed up the assessment process without compromising accuracy or security.
  • Real-time response: In many cases, you can receive an instant pre-approval online, giving you a clear idea of your borrowing capacity almost immediately.

Simplicity of eligibility criteria

Desjardins has simplified its eligibility criteria to make the approval process accessible to more clients. They take into account various financial factors to assess your application holistically.

  • Overall assessment: In addition to your credit score, Desjardins examines your financial history, income, employment and debt ratio to provide a complete and fair assessment.
  • Flexibility: If your credit report is less than perfect, Desjardins works with you to find suitable solutions, such as co-borrowers or higher down payments, to increase your chances of approval.

Personalized support

Throughout the approval process, Desjardins offers you personalized support to guide you and answer your questions.

  • Advisors available: Desjardins advisors are available to discuss your request, clarify the steps and provide you with regular updates on the status of your file.
  • Proactive support: If additional information or documents are required, advisors will contact you promptly to avoid any delay in processing your request.

Transparency and clarity

Desjardins makes it a point of honor to be transparent and clear at each step of the approval process. You know exactly where your application stands and what the next steps are.

  • Regular notifications: You will receive regular notifications by email or SMS to keep you informed of the progress of your request.
  • Online access: You can track the status of your application in real time via your Desjardins online account, allowing you to stay informed at every stage.

Conclusion

With Desjardins, your car loan approval is quick and easy, allowing you to make your vehicle purchase project a reality without any hassle. With an intuitive online application process, a quick response, flexible eligibility criteria, personalized support and total transparency, Desjardins ensures that you can obtain your car financing efficiently and with peace of mind. By choosing Desjardins, you benefit from a seamless experience that allows you to focus on what matters: finding the vehicle of your dreams.

Exclusive benefits for Desjardins members

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Being a Desjardins member means more than just standard financial services. Desjardins offers its members a range of exclusive benefits that make the car financing experience even more advantageous. These privileges are designed to maximize your savings, simplify the management of your finances and offer you exceptional services. Here's how Desjardins rewards its members with unique benefits.

Preferential interest rates

One of the main benefits for Desjardins members is access to preferential interest rates on car loans. These reduced rates can make a significant difference in the total cost of your loan, allowing you to make substantial savings over the term of your financing.

  • Rate reductions: As a member, you can benefit from interest rate discounts specially negotiated for you. These discounts are often based on your history with Desjardins and your financial profile.
  • Special promotions: Desjardins regularly offers exclusive promotions for its members, including special offers on interest rates for new, used or eco-friendly vehicles.

Yields and bonuses

Desjardins members have the opportunity to receive returns and bonuses on their financial products. These additional benefits are a way for Desjardins to reinvest in its member community and share financial success.

  • Annual returns: As a cooperative, Desjardins redistributes a portion of its profits in the form of returns to members. These returns can be applied to reduce the cost of your loan or reinvested in other financial products.
  • Bonuses: Desjardins offers bonuses on various financial products and services, including auto loans. These bonuses can result in additional discounts, no-fee prepayment offers, and much more.

Access to financial management tools

Desjardins provides its members with a series of financial management tools to help them better manage their auto loans and personal finances.

  • Financial calculators: Use online calculators to estimate your monthly payments, compare financing options, and plan your budget.
  • Mobile applications: The Desjardins mobile app lets you manage your car loan, make payments, track the status of your financing and access a multitude of banking services on the go.
  • Financial advisory services: Members have access to personalized financial advisory services to optimize their financial situation, plan investments and improve their credit.

Priority support and assistance

Desjardins members benefit from priority support and assistance, guaranteeing a quick and efficient response to all their questions and concerns.

  • Dedicated telephone line: Access a dedicated member phone line, ensuring reduced wait times and fast customer service.
  • Personalized assistance: Desjardins advisors offer personalized service, taking into account your specific needs and preferences to provide you with tailored solutions.

Exclusive partner offers

As a member, you also have access to exclusive offers with Desjardins partners. These partnerships may include discounts on vehicle purchases, advantageous auto insurance, and other products and services.

  • Dealer discounts: Desjardins negotiates exclusive discounts with partner car dealers, allowing you to get better deals when purchasing your vehicle.
  • Car insurance: Take advantage of preferential rates and additional guarantees on your auto insurance thanks to Desjardins' exclusive agreements with partner insurance companies.

Conclusion

The exclusive benefits offered by Desjardins to its members make auto financing not only more accessible, but also more profitable and practical. Preferential interest rates, returns and bonuses, financial management tools, priority support and partner offers are just a few of the many privileges enjoyed by Desjardins members. By choosing Desjardins for your auto loan, you benefit from these many exclusive advantages, maximizing your savings and simplifying your financing experience. Join the Desjardins community and discover all the benefits that this cooperative institution has to offer.

To benefit from the most advantageous conditions for your auto loan with Desjardins, contact Quebec Auto Loan. We are here to offer you personalized service and support you at every stage of your financing application. Take advantage of our expert advice, competitive interest rates and dedicated assistance to facilitate your vehicle purchasing process. With Prêt Auto Québec, simplify your procedures and ensure the best conditions for your car loan at Desjardins.

Get your car loan now.

Working with over 18 partner financial institutions, we are the experts in automotive financing in Quebec. Our inventory includes over 1,000 used vehicles to meet your requirements. We offer financing solutions for 1st, 2nd, 3rd and 4th chance credit, with the possibility of using a private lender.

We can help you.

  • Bad credit and late payments.

  • Proposal and bankruptcy.

  • Voluntary surrender and seizure.

  • Refused many times.

  • Etc.

To reach us by phone, dial:

(581)308-9331

info@www.pretautoquebec.ca