It depends on you the vast majority of the time. As soon as we have the information we need to submit the file to the right lender, it is very fast. Again when we talk about speed, here is a good example;
First chance at credit; The same day (sometimes it only takes a few minutes if we have all the information and you have a good credit record with a stable job).
First chance credit with income verification (when your employment is less than two years); This can take between 24 and 72 hours.
First chance with endorser; between 24h and 72h, depending on the speed of execution of your endorser.
Second and third chance credit; If we have your proof of income from the start, you will have an answer quickly. If we have to constantly remind you to send us your documents, it can drag on; usually between 48h and 72h.