Happy family in a vehicle financed with Prêt Auto Québec

Prêt Auto Québec

Financement Auto Québec — 2e Chance Crédit Approuvé à 99%

  • Good credit, bad credit, voluntary surrender, bankruptcy, consumer proposal, divorce, separation, social assistance, newcomer, etc.
  • 99% approval rate.
  • 1st, 2nd, 3rd and 4th chance credit.
  • With or without a down payment.
  • Private lender available.
  • Over 1,000 used vehicles in inventory.
  • Over 18 financial institutions.
  • Over 25 years of experience.
  • A free service, available across Quebec.

Offers and inventory updated — October 2026

Get your auto loan and your new vehicle now

Anywhere in Quebec - Free - Confidential

Complete our online application and we will contact you shortly

By submitting this request, I agree that Prêt Auto Québec may contact me to process my request.

99%
Approval rate
Based on files processed since 2018
$0
Down payment required
In most cases
300+
Vehicles
In inventory now
3 years
Warranty
Full coverage on our vehicles

Why choose Prêt Auto Québec for your financing?

Auto loan specialists with 2nd, 3rd and 4th chance credit in Quebec — we finance every profile, even bankruptcy or consumer proposal.

99% Approved

Your application will be accepted 99% of the time, no matter your financial situation.

$0 Down

No deposit required in most cases. Drive without financial stress from day one.

Quality vehicles

Over 300 recent, inspected vehicles await you with full warranty.

Best rates

We work with major financial institutions to get you the best rates.

Credit rebuilding

Credit rebuilding experts. Your auto loan is the first step to rebuilding your credit.

Confidential service

Your file is handled with complete confidentiality and security.

How to get your prêt auto in 4 steps?

A simple and fast process to get your auto financing in Quebec, even with difficult credit.

01

Submit your application

Fill out our online form in a few minutes. It's simple, fast and confidential.

02

Review of your file

Our experts review your file and find the financing best suited to your situation.

03

Fast approval

Get your credit approval quickly. 99% of our applications are accepted.

04

Choose and drive

Select the vehicle of your dreams from our inventory and hit the road with confidence.

Thousands of clients satisfaits across Quebec

What our clients say about us.

"The team's dedication means a great deal. Understanding of our needs, they were an incredible help to me. A big thank you from the bottom of my heart!"

Karine D.

Verified client

"Excellent service, fast, efficient and professional! We were well served. Came in Saturday at 10am and left at 3pm with our vehicle. Wow, what service!"

Martin V.

Verified client

"It was an incredible experience, outstanding service. They took the time to explain how it works and made us feel very comfortable. I highly recommend!"

Sophie L.

Verified client

Our clients

They took possession of their vehicle

New owners, new beginning

Handing over the keys, renewed confidence

A new car, even in winter

The signature that changes everything

A new car for every generation

A team that celebrates with you

Never too late for a new car

A moment you never forget

A car ready for the Quebec winter

Taking possession of a Nissan

The keys to a new Mitsubishi

A Ford ready for winter

New owners, new beginning

Handing over the keys, renewed confidence

A new car, even in winter

The signature that changes everything

A new car for every generation

A team that celebrates with you

Never too late for a new car

A moment you never forget

A car ready for the Quebec winter

Taking possession of a Nissan

The keys to a new Mitsubishi

A Ford ready for winter

Luxury car dashboard with blue glow

Auto financing adapted to your situation — Prêt Auto Québec

We look at the numbers but also your story to find the ideal solution. Our advice will help you build long-term financial health.