Absolutely. When you are a Desjardins member you have benefits and a rate reduction on your car loan is one of them. We respect this commitment, if the latter respects it in its credit decision. Depending on the program for the current month, you will have a rate reduction which is in the vast majority of cases -0.25%. You also have the possibility of financing your car loan for one or two more months and thus reduce your monthly payment, depending on your credit file and the credit decision.